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  • Writer's pictureAlternative Health Plan Reviews

Alternative Healthcare & An Alternative Planning Approach

Updated: Apr 21, 2023

Many individuals are turning to non-traditional healthcare options, such as holistic, functional, and other alternative care. However, using alternative medicine means that you will require an alternative approach to coverage since traditional health insurance will not suffice. Unfortunately, alternative medical providers cannot accept insurance, and insurance plans do not cover their treatment options.

There are typically two outcomes when seeking care outside of the traditional medical system. Firstly, some individuals forgo insurance altogether because they feel it is unnecessary with their method of care. However, this inevitably leads to hospitalization or an accident that requires traditional medical care, resulting in unmanageable medical bills. Alternatively, others choose a high-deductible or catastrophic health insurance plan, but this still incurs high monthly costs, and out-of-pocket expenses can reach as high as $9,200 for a single person. High-deductible traditional insurance will also not support the treatment plans recommended by alternative providers. The financial safety net we thought was created with a "catastrophic" plan is not there when we need it.

Fortunately, there is a solution that addresses these issues. Membership-based healthcare can provide the support you need to take the non-traditional route in your care. It is essential to understand that alternative care encompasses more than chiropractic care or acupuncture, which have become more mainstream and even covered by some insurance plans. We want to emphasize the care and treatment provided by holistic, naturopathic, homeopathic, and functional providers.

If you seek the treatments and care we have described, the right membership option can give you the support you need to take the non-traditional route in your care. Many membership-based healthcare providers offer access and allowances for labs, testing kits, supplements, thermography, and other wellness services. They can also provide significant savings by lowering monthly and out-of-pocket expenses. On average, membership-based healthcare is about 50% less expensive monthly. It has significantly lower out-of-pocket exposure for a catastrophic medical event. Most importantly, they can support alternative treatment options that traditional health insurance will not.

Unfortunately, there is a lack of awareness in our country regarding membership-based healthcare. It is misunderstood or unknown, but it can provide better freedom of choice and more manageable costs for our healthcare. Avoid falling for the catastrophic or no coverage approach as the best option if you use alternative healthcare. There is a better path for our healthcare journey that will not break the bank.

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